print| Deposit period | UAH | US DOLLAR | EURO |
|---|---|---|---|
| 6 monthes | 14,0% | 6.0% | 3.5% |
| 9 monthes | 14,25% | 6.0% | 3.5% |
| 12 monthes+1 day | 14,5% | 6.0% | 3.5% |
| 15 monthes | 14,75% | 6.0% | 3.5% |
| 18 monthes | 14,75% | ||
| 24 monthes | 14,75% |
Conditions of "Accumulative" deposit:
- Minimum deposit amount: 500 UAH/100 US dollars/100 EURO.
- Replenishment terms: in cash or cashless form over the validity period of the bank supervision agreement except for the last 30 calendar days of the agreement validity, when deposit account is not replenished;
- Minimum and maximum amounts of replenishment are not limited;
- Deposit may be replenished by means of crediting interest on deposit to the deposit account on a monthly basis (capitalization);
- Terms of partial disbursement: without the possibility of partial withdrawal of the amount (is deemed equal to the pre-term withdrawal of the whole amount of the deposit);
- Periodicity and procedures for interest repayment: monthly on 26th day of the accounting month by means of its crediting according to the depositor’s choice either to the deposit account (thus increasing the deposit amount) or by transferring funds to the current/card account of the depositor in PJSC “INDEXBANK”, details of the account being stated in the bank deposit agreement;
- Ultimate interest disbursement (for the last accounting period) is performed at the date of the deposit repayment stipulated in the agreement by means of crediting a corresponding amount of funds to the current/card account of the depositor in PJSC “INDEXBANK”;
- Terms of deposit repayment: on the day stipulated in the agreement for the deposit repayment the bank transfers the deposit amount as well as the amount of interest accrued for the last accounting period to the current/card account of the depositor in PJSC “INDEXBANK”, details of the account being stated in the bank deposit agreement;
- Terms of deposit repayment before the maturity: interest on deposit is accrued and paid according to reduced interest rate in the amount of:
- Up to 12 months from the day of bank deposit agreement conclusion in national currency – 1,5% per annum;
- After 12 months from the day of bank deposit agreement conclusion in national currency – 6% per annum, in foreign currency – 5% per annum.
In the event of pre-term agreement termination at the initiative of the depositor s/he is to inform the bank of his/her intention no later than 2 (two) bank business days beforehand by submitting a corresponding application.
Terms of loyalty program:
| Effective interest rate is increasing | UAH | |
|---|---|---|
| For the pensioners | + 0,3 % | |
| For the customers, who have their agreements re-executed | + 0,5 % | |
| For the customers who allocate deposits for the amount from: | 50 000 | 250 000 |
| + 0,25 % | + 0,5 % | |
| For the customers – holders of Visa or MasterCard salary cards issued by PJSC “INDEXBANK” | + 0,3 % | |
Only one type of increase is applied to one bank deposit agreement.
